Privacy Policy

I. Introduction

This Privacy Policy discloses the policies of quoincompliance.com (the "Website") and its operator Quoin Compliance (collectively "Quoin Compliance", "we" or "us") regarding the collection, use and disclosure of information you submit to us through the use of Website. Quoin Compliance is part of an affiliation of companies owned by the same ownership group (collectively, "our Group Companies"). In some cases, we may receive personal information from our Group Companies, and we may share personal information with our Group Companies.

II. User Consent

A. General

By accessing or otherwise using the Website, you agree to the terms and conditions of this Privacy Policy, which is incorporated into and forms a part of the Website's Terms of Service. You expressly consent to the processing and use of your information as described herein.

B. End Customer Personal Data

In the course of providing services to our Customers, Quoin Compliance may receive, access, or otherwise process personal information relating to a Customer's end users, customers, or other third parties ("End Customers"). In such circumstances, the Customer determines the purposes and means of the processing of End Customer personal information, and Quoin Compliance acts solely as a service provider or data processor on behalf of the Customer.

Quoin Compliance processes End Customer personal information only in accordance with the Customer's instructions and for the purpose of providing the services requested by the Customer, as further governed by applicable service agreements and any applicable clauses regarding data processing.

End Customers are not parties to this Privacy Policy. Any requests to exercise rights with respect to End Customer personal information must be directed to the applicable Customer. Quoin Compliance will provide reasonable assistance to Customers in responding to such requests as required by applicable law and contractual obligations.

III. Types of Information Collected

"Personal information" is data that identifies, relates to, describes, can be used to contact, or could reasonably be linked directly or indirectly to you. For purposes of this Policy, there is no meaningful distinction between the terms "personal information" and "personal data."

As you visit or use our Website or otherwise interact with us, we collect the following categories of personal information about you:

• Identifiers (such as names, nicknames, online identifiers, company names, email addresses, addresses, postal addresses, Social Security Number, passport numbers, tax identification numbers, and IP addresses.)
• Other Personal Information (such as phone numbers, account information, passwords, credit, debt, or other payment card information, as may be required to use certain services on the Website, text-based customer support messages, answers to other questionnaires we provide to you, and other information you provide about yourself or others through our Services.)
• Characteristics protected under some laws (such as citizenship status and marital status)
• Commercial Information (such as products or services you have purchased through the Website)
• Internet Information (such as account settings, the user agent identification string associated with your device, which includes information about your hardware and software, and device configuration, information about your searches or interactions with features of our Website; sites or pages visited; access times; referring/exit pages; clickstream data; and performance of our Services.)
• Audio and Visual Information (such as recordings of calls placed by you to customer support of the Website and visual recordings of your interaction with the website)

Social security numbers and passport numbers are considered sensitive personal information. This information is solely collected, used, and disclosed in connection with processing EIN applications, any disclosures required by law, in the event of any corporate transactions, or at your request, and not for any other purpose.

You may choose not to provide some of the personal information described above. Please note, however, that many of our services require some personal information to operate, so if you choose not to provide the personal information necessary to operate and provide you with a particular service or feature of that service, you may not be able to use that service or feature.

IV. Collection of Personal Information

We collect the following categories of Personal Information you voluntarily submit to us through the Website, chat, or over the phone:

• Identifiers
• Other Personal Information
• Characteristics Protected Under Some Laws
• Commercial Information
• Internet Information
• Audio and Visual Information

As you use our Website, we generate certain personal information about you, including through automatic data collection. We may automatically collect information about your interactions with the Website or communications you receive (such as email) using certain technologies, such as cookies, web beacons, third-party platforms, and other technologies.

It is optional for you to utilize this Website. If you elect to utilize certain aspects of this Website, we may ask you to provide us with certain items of personal information. When you order products or services, we may also ask you to provide us with your credit card number, expiration date, and authentication codes or related information. If you do not provide certain mandatory information for a particular activity that requires it, you will not be permitted to engage in that activity.

V. Cookies and Other Tracking Technologies

A. General

Cookies are small pieces of data contained in text files, which are stored on your computer or other device when websites are loaded in a browser. We utilize both cookies generated by Quoin Compliance ("First Party Cookies") as well as cookies associated with third parties ("Third Party Cookies") on our site.

B. Categories

Cookies we have on our website fall into the following categories:

• Essential. These cookies are required to provide you with the services and features available throughout our site. Because these cookies are necessary for the functionality of the site, they cannot be turned off.
• Analytics. These cookies collect information that helps us understand how users engage with our website, allowing us to make improvements and measure the effectiveness of our marketing campaigns.
• Functional. These cookies are used to enhance user experience and provide additional functionality beyond the essential features of the site.
• Advertising. These cookies are used to make advertising messages more relevant to you and your interests.

C. Google Analytics

Our Website uses Google Analytics, an analytics advertising service provided by Google LLC, which uses third-party cookies. Our Website may also use the following Google Analytics Advertising features: Google Remarketing with Analytics, Google Segments, Double Click by Google, Adwords, and BigQuery.

D. Google Tag Manager

The Website uses Google Tag Manager. Google Tag Manager is a solution operated by Google LLC that allows marketed website tags to be managed using an interface. The Tag Manager tool itself (which implements the tags) is a cookie-less domain and does not register personal data.

E. Opting Out of Cookies

You may opt out of or otherwise configure the utilization of certain cookies on our website by clicking on the "Privacy Settings" link located on the footer of our website. Please note disabling cookies may result in limited functionality of our Website and services.

VI. Collection of Anonymous Information

We use technology to passively collect and store certain information that is not tied to a specific identified user. This information is sufficiently de-identified according to the standards of applicable laws and will not be associated with an identifiable individual.

VII. Storage and Protection of Your Information

A. Location and International Data Transfers

Your Personal Information, including personal information submitted by Customers relating to their End Customers, may be processed, stored, or accessed in jurisdictions other than your state, province, or country of residence, including jurisdictions where data protection and privacy laws may differ from those in your jurisdiction.

B. Protection

We have put in place safeguards to provide adequate protection for the storage and transfer of personal information, including the presence of an SSL certificate and other encryption protocol in accordance with applicable legal requirements.

C. Storage of SSN and Information Necessary for Certain Filings

In addition to the normal safeguards enacted for the storage and protection of your personal information, additional encryption is taken for the storage of your social security number. The collection of your social security number and other information will only be requested if necessary for the filing contracted for and shall only be retained until the transaction in question is completed.

D. Storage of Credit Card Information

When your credit or debit card account information is being transmitted through our Website, it will be protected by security protocols. Quoin Compliance does not itself store your credit card or debit card account information, and we do not have direct control over or responsibility for your credit or debit card account information.

E. Disclaimer of Guaranty of Security

We believe we have taken reasonable steps to protect your Personal Information. No one can fully guarantee or fully eliminate all risks associated with Personal Information, and we make no such guarantees.

F. Retention

Unless there is something in this Policy to the contrary, we may retain your personal information for as long as your account is active and for a period of time thereafter to allow you to reactivate your account without loss of information.

VIII. Use and Disclosure of Personal Information

A. General Use of Personal Information

We use your personal information for the following purposes:

• Provide the Services, which includes providing you with the services, products, and functionality offered through our Website and fulfilling your requests
• Authenticate your account credentials and identify you, as necessary, to log you in to the Website and ensure the security of your account
• Communicate with you about your account or use of our services, products, and/or functionality
• Send you marketing communications, as permitted by law
• Protect against, investigate, and deter fraudulent, unauthorized, or illegal activity
• Create anonymized information, which will be completely de-identified from your personal information
• Comply with our policies, procedures, and legal obligations

B. Electronic Communications

Consistent with the above Purposes and as is permitted by applicable law, we may communicate with you via electronic messages, including live chat platforms, and correspondence with the email address you provided.

C. Disclosure of Personal Information to Third Parties

We disclose your Personal Information to third-party service providers that perform services on our behalf and, where applicable, on behalf of our Customers, including in connection with the processing of End Customer personal information. Such service providers are authorized to process personal information only as necessary to provide the applicable services and are contractually obligated to protect such information.

IX. Use and Disclosure of Anonymous Information

This Privacy Policy does not limit our use or disclosure of any Anonymous Information in any way. We reserve the right to use and disclose Anonymous Information to our partners, advertisers, and other third parties in our absolute discretion.

X. The Ability of Others to View Your Information

When you use the Website, certain information you post or provide on the publicly available portions of the Website may become publicly available and may be collected and used by others, including people outside of the control of the Website. We have no obligations with respect to any information that you post to publicly available parts of the Website.

XI. Third Party Sites and Advertising

The Website may contain links to other sites that are not owned or controlled by Quoin Compliance, LLC, such as links to review aggregate websites. We are not responsible for the privacy practices or the content of such other websites, and this Privacy Policy does not apply to any other sites.

XII. Your Choices and Rights

A. Ability to Unsubscribe

Should you receive a promotional email from us, you may "opt out" of receiving additional promotional email communications from us by following the unsubscribe instructions on the emails. You may also contact us directly at [email protected].

B. Cookies

You may opt out of or otherwise configure the utilization of cookies on our website by clicking on the "Privacy Settings" link located on the footer of our website.

C. Access and Correction of Your Information

If you have created an online account with us and would like to update the information you have provided to us, you can access your account to view and update your information.

D. Notice to Residents of States with Comprehensive Data Privacy Laws

Residents of U.S. States with Comprehensive Data Laws have the following rights regarding their personal information, subject to applicable law:

• Access. You may request that we disclose to you the categories of personal information we have collected about you.
• Deletion. You have the right to request that we delete any personal information about you which we have collected from you.
• Correction. You have the right to request that we correct any inaccurate personal information we have about you.
• Non-Discrimination. You have the right not to be discriminated against for exercising your consumer rights.
• Right to Opt-Out. You may opt-out of the sharing of your personal information for cross-contextual behavioral advertising.

Any resident of a state granting these legal rights may exercise those rights by submitting a request on our Data Privacy Request Form. You may also email a request to [email protected].

XIII. Revisions

This Privacy Policy is subject to occasional changes at our discretion. We will post any such changes to this page and may otherwise post other alerts on the Website or communicate such changes through email. If you disagree with any such changes, please cease using the Website. Continued use following the posting of any such changes indicates your acceptance of the changes.

XIV. Minors

Minors under the age of 16 may not use the Website. We do not knowingly collect information from children under 16 years of age. Additionally, we recommend that users between the ages of 16 and 18 ask their parents for permission before sending any information about themselves to anyone over the Internet.

XV. Contact

If you have any questions or concerns about this Policy or the way in which your personal information is used, please contact us at [email protected].